5 Ingredient Creamy Biscuit Dessert

This 5-ingredient creamy biscuit dessert is one of the easiest and most delicious no-bake treats you can make. The dish in the image shows smooth, velvety cream layered over soft biscuits and finished with a generous dusting of chocolate. It’s simple, quick, and perfect for last-minute guests, parties, or whenever you want a sweet dessert without spending much time in the kitchen.

The layers are soft, creamy, and irresistibly rich. With only five basic ingredients, this dessert is budget-friendly and ideal for both beginner and experienced home cooks.

Ingredients (Only 5)

  • 2 cups heavy cream
  • 1 cup sweetened condensed milk
  • 1 teaspoon vanilla extract
  • 1 pack tea biscuits or graham crackers
  • Cocoa powder or grated chocolate for topping

Instructions

Step 1: Make the Cream

In a large mixing bowl, whip the heavy cream until it becomes thick and fluffy. Add the sweetened condensed milk and vanilla extract. Continue mixing until the cream is smooth and well-combined. Chill the cream for 10 minutes if you want a thicker consistency.

Step 2: Prepare the Biscuit Layer

Use a glass dish or deep tray. Place a single layer of biscuits at the bottom. If the biscuits are large, break them gently so they fit the dish evenly.

You may lightly dip the biscuits in milk if you want a softer texture, but it’s optional.

Step 3: Add the Cream Layer

Spread a thick layer of the cream mixture over the biscuits. Smooth it using a spatula.

Step 4: Repeat

Add another layer of biscuits, followed by another layer of cream. Continue alternating until you finish the cream mixture. Make sure the final top layer is cream.

Step 5: Add Topping

Generously dust the top with cocoa powder or sprinkle grated chocolate. Cover the dish and refrigerate for at least 4 hours, or overnight for the best texture.

Texture and Flavor

This creamy biscuit dessert has a luxurious combination of textures. The whipped cream mixture is silky and sweet, creating a mousse-like consistency. The biscuits soften as they sit in the cream, turning into tender layers similar to cake.

The chocolate dusting on top adds a slight bitterness that balances the sweetness of the cream. Every slice has clean layers of soft biscuit and smooth cream, making it visually appealing and delicious.

The flavor is familiar, comforting, and satisfying—sweet without being overwhelming. The vanilla adds warmth, while the chocolate gives depth.

Tips for Best Results

Chill the cream before whipping so it thickens properly. Make sure the biscuits are arranged evenly for clean layers. Do not soak the biscuits for too long, or they will become mushy.

Refrigerate the dessert long enough for the layers to set. Overnight chilling gives the best results, making the dessert sliceable and firm. Add grated chocolate instead of cocoa if you want a sweeter topping.

Use a clear glass dish if possible to show off the beautiful layers.

Serving Suggestions

This dessert is best served cold, straight from the refrigerator. Pair it with:

  • Coffee or tea
  • Fresh berries
  • A drizzle of chocolate sauce
  • Whipped cream on the side

It’s perfect for gatherings, holidays, birthdays, and potlucks because it makes a large portion and requires minimal effort.

Variations

Customize this recipe easily:

  • Add a layer of sliced bananas or strawberries.
  • Add a chocolate biscuit layer instead of tea biscuits.
  • Use caramel sauce instead of condensed milk for a different flavor.
  • Add a layer of Nutella between the cream layers.
  • Replace cocoa topping with crushed nuts or shaved white chocolate.

To make it richer, fold cream cheese into the mixture for a cheesecake-like texture.

For a coffee version, dip biscuits in cooled coffee before layering.

Storage

You can store leftovers in the refrigerator for up to three days. Cover the dish tightly to prevent the cream from drying out. Avoid freezing, as whipped cream desserts do not thaw well.

If serving for an event, make the dessert a day ahead for best texture and convenience.

Why This Recipe Works

This recipe works because it transforms simple ingredients into a rich, layered dessert with minimal effort. The whipped cream mixture provides a smooth, creamy base, while the biscuits create soft, cake-like layers. With no baking required, it’s fast, foolproof, and ideal for busy schedules.

The dessert is visually appealing with its clean cream layers and chocolate topping, making it perfect for sharing. Its mild, sweet flavor is loved by both adults and children, and its 5-ingredient simplicity makes it reliable and economical.

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